Your Mortgage


Don’t be the next home loan victim. Buying a home is one of the most important decisions you will make in your life.  You may be :

  • A first time home buyer
  • Wish to renovate
  • Want to refinance
  • A seasoned investor

Let us help you.

As part of the Government’s Covid-19 economic recovery plan, an additional 10,000 first home buyers will be available to purchase or build a new home under the First Home Loan Deposit Scheme New Home Guarantee – However, there are some changes to this new batch of allocations. The scheme will only be eligible to applicants that purchase or build a new home, and the New Home Guarantee property price cap thresholds have been reviewed.

Just like any other investment decision, you need to make an informed choice that’s right for you. Making a mistake can cost you thousands of dollars.  With so many different loans and lenders available, it is worthwhile getting some help. Let us assist you find the mortgage that best meets your long term goals and strategies. We have a range of articles that will assist you in your understanding of the terminology of loans. Contact us for further information.

We at You First

  • take the hassle and confusion out of shopping around for a mortgage that meets your needs
  • As an independent mortgage broker, we can objectively assess the loan products of at least 25 lenders.
  • We are not linked to any banks and will not therefore put you into a product that may not be the best option for you.

Unless otherwise agreed, there is no charge to you for our services.  If we successfully negotiate a loan on your behalf, we will be rewarded for our time and efforts by a commission from the lender on settlement of your loan.  The cost of the loan to you, is no greater than if you had negotiated directly with the lender.

If you are a property investor, it might also be necessary for us to examine the business structure of your portfolio as well as the tax implications.

We at You First will help you do what is right for You.